The Best Place to Buy Gold Chains & Necklaces in 2022 (2022)

Looking for the best place to buy gold chains online?

Perfect!

In this LearningJewelry.com guide, you’ll learn:

  • The Difference Between 14 and 18K
  • Are Gold Chains Hypoallergenic?
  • How to Spot Fake Gold Chains
  • And much more!

The Best Place to Buy Gold Chains & Necklaces in 2022 (1)

ProductDetails
1. Blue Nile Gold NecklaceThe Best Place to Buy Gold Chains & Necklaces in 2022 (2)

Editor's Choice

Solid Reputation

  • Array Of Choices
  • Build Your Own
  • Maker's Warranty
Check Current Price
2. James Allen Starry Night NecklaceThe Best Place to Buy Gold Chains & Necklaces in 2022 (3)

Crowd's Favorite

Unique Designs

  • Covers Repairs
  • Design Your Own
  • Lifetime Warranty
Check Current Price
3. Ritani True North Diamond PendantThe Best Place to Buy Gold Chains & Necklaces in 2022 (4)

Best Value Buy

Lifetime Upgrade

  • Free Sizing
  • Build Your Own
  • Lifetime Warranty
Check Current Price

Below is a quick list of all my top picks. Keep scrolling to learn more about my best buying tips and tricks, as well as a comprehensive FAQ section.

  1. Blue Nile (My Top Pick)
  2. James Allen (Best Warranty for Gold Chains)
  3. Ritani (Best Designer for Gold Chains)
  4. Helzberg (Best in-store for Gold Chains)

What's In This Guide?

#1. Buying Gold Chains At Blue Nile

#2 Buying Gold Chains at James Allen

#3 Buying Gold Chains at Ritani

#4 Buying Gold Chains at Helzberg

Gold Chains FAQ

(Video) How to Buy Gold from Gold Souq Dubai | 2022 Latest Gold Jewelry Design| Malabar|Joyalukkas|Damas

#1. Buying Gold Chains At Blue Nile

The Best Place to Buy Gold Chains & Necklaces in 2022 (5)

Blue Nile is one of our favorite online retailers for many reasons. They operate mainly online, with a handful of physical locations in New York, California, Oregon, Colorado, and others.

Blue Nile is one of the oldest online retailers in the diamond game, which means they've built up a solid reputation.

Their gold chain options range in price, from under $500 to well over $2000. Blue Nile is great for having affordable fine jewelry, but also has high end jewelry for those with just a little bit more cash. You'll also see more options in 18K gold than other retailers on this list.

They offer the most options as an online store in plain gold chains. You can also build your own diamond pendant and pick out your diamond as well as a variety of other gold pendant necklaces.

The Best Place to Buy Gold Chains & Necklaces in 2022 (6)

The only thing I wish they had was a lifetime warranty that covered routine maintenance. Instead, Blue Nile only has a manufacturer's warranty that only covers design flaws. So, if you do buy from Blue Nile, just make sure you have a local jeweler to repair any breakages if they happen.

Pros

  • Many options of chains
  • Build Your Own Pendant
  • More options in 18K
  • Nice range of price

Cons

  • No real warranty

Read also:Our full Blue Nile review

#2 Buying Gold Chains At James Allen

The Best Place to Buy Gold Chains & Necklaces in 2022 (7)

James Allen is an online jewelry retailer that sells engagement rings, wedding bands, loose diamonds and gemstones, and fine jewelry. They don't have a lot of plain gold chains like our other picks, but they have a lot of unique gold diamond pendants and necklaces.

But as far as gold chains go, James Allen just doesn't have many. Most gold chains found in the inventory come with a pendant and are on a box chain. They do have a Design Your Own Pendant using loose diamonds or colored gemstones. If we're talking plain Jane chains, they're going to come up short.

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One of the best things about James Allen as jewelry retailers is they offer a free Lifetime Warranty.

Their warranty covers routine maintenance for your chains and pendants including rhodium plating, clasps and prong repair for those with gemstones.

Pros

  • Lifetime warranty
  • Build Your Own Pendant
  • Unique designs

Cons

  • Few choices for gold necklaces and plain gold chains

#3 Buying Gold Chains At Ritani

The Best Place to Buy Gold Chains & Necklaces in 2022 (8)

It's possible you've heard of Ritani, either by another guide on the site, or as a vague name in the back of your head. Ritani was known as a ring setting designer for most of their time in the jewelry business.

Ritani sells engagement rings, loose diamonds, and fine jewelry. But like James Allen, they don't carry a wide selection in plain gold chains like Blue Nile or Helzberg.

They also offer the build your own diamond pendant where you get to choose your diamond. They also have a bunch of different necklaces that come with gold chains.

The Best Place to Buy Gold Chains & Necklaces in 2022 (9)

When you buy gold chain necklaces with Ritani, you get a free lifetime warranty. They ask that you sign up for it online within 45 days, but you don't have to within that time frame. But you will have to sign up for it before you can use it.

The warranty will cover all the routine maintenance for the chain and pendant.

Pros

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  • Lifetime warranty
  • Free sizing for a year
  • Lifetime upgrade
  • Clear 360 view
  • Cons

    • Must sign up online to use
    • Not much choice in plain gold chains

    #4 Buying Gold Chains At Helzberg

    The Best Place to Buy Gold Chains & Necklaces in 2022 (10)

    Helzberg is similar to other mega jewelry retailers like Jared and Zales, but it's one of the few jewelry companies that hasn't been bought by Signet Jewelers.

    When it comes to gold chains, Helzberg has a ton of them. They have over 100 different gold chain options, and that's without any pendants. From unique byzantine chains to Miami Cuban link, they truly have it all.

    The Best Place to Buy Gold Chains & Necklaces in 2022 (11)

    Aside from the wide selection, Helzberg allows you to purchase a Lifetime Care and Jewelry Plan with their chains. This will cover broken or worn clasps, broken chains, and rhodium plating white gold chains. The cost of the warranty will vary based on cost of the chain, but here's an example below:

    The Best Place to Buy Gold Chains & Necklaces in 2022 (12)

    Pros

    • Wide selection of styles
    • Optional warranty
    • Physical & online store

    Cons

    • Have to pay for warranty
    • Redeem warranty in-store

    Gold Chains FAQ

    What's The Difference Between 14K And 18K Gold Chains?

    Pure gold is made of 24 parts, but it's too soft a metal for most jewelry. It's mixed with other metals called alloy to make it wearable. In 14kt gold, 14 out of 24 parts are pure gold.

    With 18K, 18 parts. The more gold content, the softer the metal, which means less durable. Stay away from high karat gold with dainty and delicate gold chain styles.

    Read also:What Are The Different Types of Gold Necklace Chains?

    How Can You Tell A Fake Gold Chain From A Real One?

    The FTC made a rule saying all gold jewelry that is at least 10K should be inscribed somewhere in the metal with it's number karat followed by K or KT. This lets you know the whole piece is made of real gold. If it's not stamped, it's most likely fake gold.

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    You'll most often find the karat stamp on the clasp usually, or a small charm near the clasp. If your gold chain came with a pendant, you'll probably find it on the pendant itself. If you don't have crisp eyesight, you might need a magnifying glass or jewelers loupe.

    It's possible to see other markings than the KT. If curb link chain is 14KGP (14 Karat Gold Plated), the piece is gold plated. Jewelers apply a very thin layer of real 14K gold overtop a different base metal, usually stainless steel or sterling silver.

    Are Gold Chains Hypoallergenic?

    You already know that gold is soft at its most purest form. But since most jewelry is mixed with alloy metal, it may be mixed with nickel or other irritants.

    However, the amount of nickel content that 14 or 18K jewelry contains is minimal. Only those with severe metal allergies might be affected. In general, gold is considered a more hypoallergenic metal.

    Meet Your Jewelry Expert

    The Best Place to Buy Gold Chains & Necklaces in 2022 (13)

    Juli "Jewels" Church

    Juli has been working with diamonds and jewelry for 6+ years. She’s worked at retail shops like Kay and Zales learning all the insider secrets about diamonds and jewelry. When she worked in the retail industry she trained all the new hires in company knowledge, jewelry knowledge, and best practices. Juli ended up leaving after being forced to sell low quality product to customers to meet arbitrary sales goals. Juli is a straight shooter and will tell you what you need to know to make the best jewelry purchase.

    Learn More About Jewelry

    Want to learn more about jewelry? Check out these other helpful resources written by our jewelry experts!

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    FAQs

    How do you get a good deal on a gold necklace? ›

    Gold Chain Buying Guide: 10 Things to Consider
    1. Set Your Budget. Tips For Buying Cheap Gold Chains.
    2. Choose A Gold Type. How To Choose A Gold Color.
    3. Choose Your Style. ...
    4. Choose A Gold Karat Weight.
    5. Consider Gold Chains With Gemstones. ...
    6. Make Sure The Clasp Is Reliable.
    7. Choose A Place To Buy A Gold Chain. ...
    8. Choose A Gold Chain Length.
    14 Dec 2021

    What is the best gold to buy for a chain? ›

    The most durable and long lasting option is solid gold chains made of either 14k solid gold or 18k solid gold. The karat of gold in 14k jewelry holds up well and is strong enough to wear everyday.

    Where is the best place to buy gold in the world? ›

    So, for the love of gold and shopping, check out the 5 best places in the world to buy gold.
    • Dubai, UAE. When you think of Dubai, the idea of buying gold surely pops up immediately. ...
    • Bangkok, Thailand. ...
    • Hong Kong, China. ...
    • Cochin, India. ...
    • Zurich, Switzerland.
    24 Sept 2019

    Where is the cheapest country to buy gold jewelry? ›

    Hong Kong May Be Your Best Bet

    According to sovereignman.com, it's possible to easily purchase gold in Hong Kong at a lower premium than what's common in other countries. However, you generally have to physically go to banks in Hong Kong to get the absolute lowest prices.

    What karat gold is best for everyday use? ›

    Which type of gold is ideal for daily use? Daily usage requires you to wear jewellery that is durable and sturdy in nature for which 22-karat gold is ideal because of the presence of alloys like copper, zinc, and silver in it. 22-karat gold is 91.6% gold and the rest metal alloys, which ensures its hardness.

    What gold karat is best? ›

    The Best: 24K Gold

    24 Parts Gold — 100% Gold This is the highest karat, and most pure form of gold jewelry. 24k gold is all parts gold without traces of other metals. Because of this, it has a uniquely rich, bright yellow hue.

    Is it better to buy gold coins or bars? ›

    Gold is considered a reliable investment in all cases. Gold bars are particularly so, since their value can be accurately determined by the live spot price. Gold coins will command slightly higher premiums over the spot price than gold bars, due to the extra minting costs, and the commemorative nature of their value.

    Who makes the best gold jewelry? ›

    15 Of The Best Brands Nailing Gold Jewellery
    • 1 of 15. Astrid & Miyu. ...
    • 2 of 15. Missoma. ...
    • 3 of 15. Mejuri. ...
    • 4 of 15. STELLAR 79. ...
    • 5 of 15. Daisy London. ...
    • 6 of 15. Laura Lombardi. ...
    • 7 of 15. Alighieri. ...
    • 8 of 15. Monica Vinader.
    4 days ago

    Who has the best quality gold in the world? ›

    Which Countries are the Best for Buying Pure Gold?
    • The Emirate of Dubai, UAE. Whenever you talk about Dubai, the thought of purchasing gold definitely comes in your head. ...
    • Hong Kong, China. ...
    • Cochin, India. ...
    • Bangkok, Thailand. ...
    • Zurich, Switzerland.

    Which city has cheapest gold? ›

    Gold prices in various southern cities are significantly lower than in the north and west.
    ...
    Which City or State is the Cheapest for Buying Gold in India.
    Gold Price in Major CityPrice (22 karat)
    Gold Price in DelhiRs.49,200
    Gold Price in MumbaiRs.49,500
    Gold Price in BangaloreRs.47,730
    Gold Price in ChennaiRs.48,420
    4 more rows

    What is the cheapest gold karat? ›

    10K gold is the cheapest type of gold available in the US, making it a good option if you're shopping for a ring or other jewelry on a tight budget. Since it has the lowest gold content of any type of gold, 10K gold is also highly durable.

    Which country makes best jewellery? ›

    Italy. Italy was regarded as the world's largest manufacturer and exporter of crafted fine jewelry for many years. Superior design and manufacturing have naturally been associated with products – including jewelry – that are “Made in Italy”.

    What is a good thickness for a gold chain? ›

    Choose a box chain that's at least 1.5mm wide to assure that the gold chain is strong. If you're wearing a pendant on your box chain, opt for thicker, and you have a great choice.

    Is there a big difference between 14K and 18K gold? ›

    However, compared to 18K gold, 14K wears more slowly and is more resistant to scratching, bending, and scuffing. That's because it has a higher percentage of the other metals mixed in to make it harder and more durable. For the same reason, 14K gold is also more affordable than 18K.

    What type of necklace chain is strongest? ›

    The strongest types of chains are those made of individual, interlocking, soldered links. These chains are more flexible, even when made thick. Because they don't have a bending point, they don't tend to break even when twisted, knotted or folded.

    Is 14K gold worth buying? ›

    14 Karat Gold: Valuable, Classy, and Timeless

    This gold is a higher-quality blend of gold and other metals and alloys; but it is still affordable for purchasing. Similar to 10k, a 14k gold piece is durable and won't easily tarnish. According to jewelry tradition, 14k gold is the choice for timeless elegance.

    What type of gold doesn't tarnish? ›

    Solid gold is the best quality of gold there is - it's great to wear everyday, won't tarnish or fade, and is hypoallergenic.

    Does wearing gold help arthritis? ›

    Gold does not cure arthritis. However it helps keep the disease under control. Gold treatment relieves the pain caused by active joint swelling. It may also help prevent future joint damage caused by this swelling.

    How many carats Should a gold chain be? ›

    Of these, 18 and 14 karat gold have the best combination of beauty and strength. Higher gold karatage results in a weaker chain while lower karatage results in chains that don't have the best gold color.

    Which is more valuable 10K or 14k gold? ›

    While 14K gold is slightly more expensive than 10K gold, it's still a very affordable metal for an engagement ring or other jewelry.

    Can I wear 18k gold everyday? ›

    18k gold jewellery is durable enough for everyday use because it's strengthened with metal alloys. But it's not the most suitable gold caratage for everyday use. So, to prevent damage when wearing it every day, store it properly and clean it often.

    Is It a Good time to Buy gold 2022? ›

    Gold is down big off its high in a matter of months.

    For part of 2020 to 2022, the inflation hedge story rang true as gold passed $2,000 per ounce for the first time in history in 2020 and then reached an all-time high of $2,074.60 per ounce in March 2022.

    What is the best size of gold to buy? ›

    400 ounce gold bars and 1kg gold bars offer the best value. That is you'll get more ounces of gold for the same amount of money. That is why the likes of large institutional investors, central banks and exchange traded funds deal in 400 ounce bars.

    What is the best way to buy gold? ›

    Investing in a gold stock, ETF or mutual fund is often the best way to get exposure to gold in your portfolio. In order to buy a gold stock or fund, you'll need a brokerage account, which you can open with an online broker (here's a step-by-step guide to opening a brokerage account).

    What karat is pure gold? ›

    24 carat is pure gold with no other metals. Lower caratages contain less gold; 18 carat gold contains 75 per cent gold and 25 per cent other metals, often copper or silver.

    Can you wear 14K gold everyday? ›

    Solid Gold (10k, 14k)

    Solid gold is a great choice if you're looking for a lifetime piece you can wear everyday and everywhere - yes, even in the shower! Polish with a soft cloth.

    Which country sells the purest gold? ›

    The Emirate of Dubai, UAE

    According to financial marketplace Policybazaar.ae, the Emirate of Dubai (an independent city-state in the United Arab Emirates) is the best place in the world to buy pure gold—or the highest purity available on the market today, given what was mentioned above about gold in entirely pure form.

    Which gold has the highest value? ›

    As mentioned above, 24 karat gold is the highest possible number in pure gold, but it is often mixed with other metals to create alloys that are more durable and more suitable for everyday wear in jewelry. The more an alloy is mixed with pure gold, and therefore the less gold there is, the lower the number of karats.

    Is gold inheritance tax free? ›

    Summary: Is Gold Exempt from Inheritance Tax? The short answer to this is no, gold is not fully exempt from inheritance tax. However, there are some significant tax benefits to transferring your wealth this way.

    Will gold prices decrease in coming days 2022? ›

    As a result of the lower inflation rate, gold rates are expected to fall in future quarters. As a result, in keeping with the international trend, Indian gold rates may fall in the following quarters, possibly as early as 2022.

    Is gold cheap in Dubai? ›

    Another benefit of buying gold jewellery from Dubai is that you can bargain on making charges. The gold rate in Dubai depends on the international gold prices today. That is why gold is much cheaper in Dubai as compared to other countries.

    What is the cheapest gold to buy? ›

    The Cheapest Gold Coins

    According to our go-to precious metals expert, the one-ounce St. Gaudens Gold Eagle is one of the cheapest gold coins you can buy for the value at this time. These gold coins were minted between 1907 and 1933 and are universally recognized.

    Is white or yellow gold better? ›

    Both white gold and yellow gold are high quality metals for your jewelry. However, they do differ significantly in strength. Thanks to its higher content of alloys, white gold jewelry is more resistant to dents, scratches, and damage than yellow gold. For highly active wearers, white gold might be a safer choice.

    Which is better 10K or 14K? ›

    Pure gold is notated as 24K – this is the highest karat level for gold meaning it is 100% pure gold. 18K gold is 75% purity level, 14K is 58.3% purity level, and 10K is 41.7% purity level. As you can see, the higher the karat number, the more pure gold comprises the metal.

    Who buys the most gold? ›

    Top 10 Gold Consuming Countries
    • China consumes roughly 984 metric tons of gold per year. ...
    • India consumes approximately 849 metric tons of gold per year. ...
    • The United States consumes around 193 metric tons of gold per year. ...
    • Germany consumes close to 124 metric tons of gold per year.

    What is the jewelry Capital of the world? ›

    How did Providence, Rhode Island become the “Jewelry Capital of the World”? The first steps by Nehemiah Dodge and Jabez Gorham in the late 18th century happened outside of the Jewelry District, but set the pace for what was to come.

    Is Dubai jewelry real? ›

    DUBAI GOLD IS PURE

    The purity and quality of jewellery is something you won't have to worry about when buying gold in Dubai. All merchandise sold by jewellers is regulated by the government which ensures the authenticity of any gold item sold in Dubai.

    Is there a big difference between 14K and 18K gold? ›

    However, compared to 18K gold, 14K wears more slowly and is more resistant to scratching, bending, and scuffing. That's because it has a higher percentage of the other metals mixed in to make it harder and more durable. For the same reason, 14K gold is also more affordable than 18K.

    Is it worth buying a gold chain? ›

    A gold chain will last you many, many years. Gold is a very strong metal that does not rust or oxidize, won't tarnish or scratch easily, and won't get damaged or break easily with everyday wear. Pure gold jewelry will last forever if taken care of and stored safely.

    What is 14K gold worth? ›

    All karat values are based on a 1/2 karat under plumb. All charges are automatically deducted based on the payable gold content listed above.
    ...
    Today's Gold Prices.
    Per Gram
    10K$21.40
    14K$29.67
    18K$38.50
    1 more row

    Why are gold chains so expensive? ›

    WHY GOLD CHAINS ARE SO VALUABLE. Generally, gold chains are priced based on karats, whereby higher karats make this gold jewelry more valuable. Furthermore, even when prices fluctuate, they still retain their worth.

    What type of gold doesn't tarnish? ›

    Solid gold is the best quality of gold there is - it's great to wear everyday, won't tarnish or fade, and is hypoallergenic.

    Is 18k gold worth buying? ›

    All in all, 18K gold is a good choice if you want gold jewelry that's as pure as possible while still offering some practicality. However, it's not the best option if you need a ring that's very durable, or if you're on a limited budget.

    Is it better to buy 14K or 18k gold? ›

    If you have an active lifestyle, you're better off with 14K gold. However, if you're concerned about durability and favor purity more, go for 18K. You should also pay attention to other factors such as color, vibrance, and skin sensitivity when choosing the type of gold to buy.

    Is 14K gold a good investment? ›

    Both 14K and 18K make excellent options when buying jewelry or investing in precious metals. When deciding, it all comes down to budget, lifestyle, and future goals. If you want a durable and affordable gold piece, 14K would be a more suitable option.

    How can u tell if a gold chain is real? ›

    Gently drop your gold item into the water. Real gold is a heavy metal and will not float, so if your gold item floats you know it is not real gold. Also, if you notice rust or tarnishing on the item after being in water, this is also a sign it is not real gold since gold doesn't rust or tarnish.

    How long does a gold chain last? ›

    According to Rong, you should be able to maintain high-quality gold-plated jewelry for up to five years with proper care. “It's really a matter of keeping it away from the elements—salt, water, sweat, and high humidity—and chemicals from cleaners or perfumes,” Going agrees.

    Can you take a shower with 14K gold? ›

    Solid Gold (10k, 14k)

    Solid gold is a great choice if you're looking for a lifetime piece you can wear everyday and everywhere - yes, even in the shower!

    Which carat gold is pure? ›

    24 carat is pure gold with no other metals. Lower caratages contain less gold; 18 carat gold contains 75 per cent gold and 25 per cent other metals, often copper or silver.

    What is the highest level of gold? ›

    Pure gold is notated as 24K – this is the highest karat level for gold meaning it is 100% pure gold. 18K gold is 75% purity level, 14K is 58.3% purity level, and 10K is 41.7% purity level. As you can see, the higher the karat number, the more pure gold comprises the metal.

    Does a gold necklace lose its value? ›

    You'll never break even if you sell it. Most possessions will reliably decrease in value over time – but fine jewelry is different. Like fine wine, jewelry tends to age well. Although the value of precious metals fluctuates over time—and even from one day to the next—gold jewelry often increases in value.

    How much is a 10K necklace worth? ›

    A 10K solid gold chain weighing 35 grams is currently worth $809.02.

    How much should a 10K gold chain weight? ›

    10k Rope Diamond Cut Solid Yellow Gold Necklace Weight Chart
    16”24”
    1.5mm2.9 grams4.4 grams
    2mm3.6 grams5.3 grams
    2.5mm5.5 grams8.3 grams
    2.75mm7.6 grams11.5 grams
    4 more rows

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